Getting a driver’s license and owning a car are rites of passage for many high school students. However, with this newfound freedom comes responsibility, including the need for car insurance. Fortunately, Schools First offers car insurance specifically tailored for students. In this article, we’ll explain everything you need to know about Schools First car insurance.
What is Schools First Car Insurance?
Schools First car insurance is a program offered by Schools First Federal Credit Union that provides car insurance for students. It’s designed to provide affordable, comprehensive coverage to help protect students and their vehicles.
One of the unique features of Schools First car insurance is that it’s only available to students or alumni of select California colleges and universities. This includes schools such as UCLA, USC, and Cal State Fullerton.
Another benefit of Schools First car insurance is that it includes a variety of discounts that can help students save money on their premiums. For example, good grades can earn students a discount, as can completing a driver’s education course.
What Types of Coverage Does Schools First Car Insurance Offer?
Schools First car insurance offers a range of coverage options to fit the needs of students. These include:
- Liability coverage: This covers damage or injuries you cause to others in an accident.
- Collision coverage: This covers damage to your own vehicle in an accident.
- Comprehensive coverage: This covers non-collision damage to your vehicle, such as theft or vandalism.
- Uninsured/underinsured motorist coverage: This covers you if you’re in an accident with someone who doesn’t have insurance or doesn’t have enough insurance to cover the damages.
Depending on your needs, you can choose to add additional coverage options, such as roadside assistance or rental car reimbursement.
How Much Does Schools First Car Insurance Cost?
The cost of Schools First car insurance varies depending on a number of factors, including your age, driving record, and the type of vehicle you drive. However, because Schools First car insurance is specifically designed for students, it tends to be more affordable than other insurance options.
In addition, as mentioned earlier, Schools First offers a variety of discounts that can help lower your premium. For example, having good grades or completing a driver’s education course can earn you a discount.
How to Get a Quote for Schools First Car Insurance
If you’re interested in getting a quote for Schools First car insurance, you can do so online or by calling their customer service department. To get a quote online, simply visit the Schools First website and fill out the quote form.
When getting a quote, be sure to provide accurate information about yourself and your vehicle to ensure that the quote is as accurate as possible. You’ll also want to ask about any discounts that may be available to you.
Conclusion
For students in California, Schools First car insurance can be a great option for affordable, comprehensive coverage. With a variety of coverage options and discounts available, it’s worth considering if you’re in the market for car insurance. Be sure to get a quote and compare it to other insurance options to see if it’s the right choice for you.
