Car insurance is an essential aspect of owning a car. Not only is it a legal requirement in most countries, but it also provides financial protection in case of accidents or theft. With so many car insurance providers in the market, it can be challenging to choose the right one. In this article, we will take a closer look at Pembridge car insurance and help you decide if it is worth your money.
What is Pembridge Car Insurance?
Pembridge Insurance is a subsidiary of Allstate Canada Group and has been providing car insurance to drivers in Canada since 1999. The company offers a range of insurance products, including auto, home, and business insurance. Pembridge car insurance is available in Ontario, Alberta, and Quebec.
Types of Coverage Offered by Pembridge Car Insurance
Pembridge car insurance offers a range of coverage options to suit individual needs. The coverage options include:
- Third-Party Liability
- Accident Benefits
- Collision
- Comprehensive
- Specified Perils
- Loss of Use
- Family Protection
Third-party liability coverage is mandatory in Canada and covers damages or injuries that you may cause to other people or their property while driving your car. Accident benefits cover medical expenses, lost wages, and other expenses resulting from an accident. Collision coverage covers damages to your car in case of an accident, while comprehensive coverage covers non-collision damages such as theft, fire, or vandalism. Specified perils coverage is a limited form of coverage that covers specific perils such as theft, fire, and lightning. Loss of use coverage covers the cost of renting a car while your car is being repaired. Family protection coverage provides additional liability coverage for you and your family members.
Pros of Pembridge Car Insurance
Here are some of the pros of Pembridge car insurance:
- Flexible coverage options to suit individual needs
- 24/7 claims service
- Discounts for safe driving, multiple vehicles, and bundling home and auto insurance
- Mobile app for easy access to policy information and claims
- Option to pay premiums in installments
Cons of Pembridge Car Insurance
Here are some of the cons of Pembridge car insurance:
- Limited coverage options compared to other insurance providers
- Only available in three provinces in Canada
- Higher premiums for drivers with a history of accidents or traffic violations
- No online quotes available
How to Get a Quote for Pembridge Car Insurance
You can get a quote for Pembridge car insurance by contacting an agent or broker. You can find a list of agents and brokers on the Pembridge Insurance website. Alternatively, you can call the Pembridge Insurance customer service line at 1-800-387-0462. Unfortunately, online quotes are not available on the Pembridge Insurance website.
Customer Reviews of Pembridge Car Insurance
Customer reviews of Pembridge car insurance are mixed. Some customers praise the company’s customer service and ease of making claims, while others complain about the high premiums and limited coverage options. As with any insurance provider, it is essential to read the policy documents carefully and understand the terms and conditions before signing up.
Conclusion: Is Pembridge Car Insurance Worth Your Money?
Overall, Pembridge car insurance offers flexible coverage options and 24/7 claims service, making it a good choice for drivers in Ontario, Alberta, and Quebec. However, the limited coverage options and higher premiums for drivers with a history of accidents or traffic violations may make it less attractive to some customers. If you are considering Pembridge car insurance, we recommend contacting an agent or broker to get a quote and comparing it to other insurance providers to find the best deal for you.
