Planning a trip to Rocky Point, Mexico? If you’re driving your own car, it’s important to have the right car insurance. Mexican law requires that all drivers have liability insurance from a Mexican insurance company, and your U.S. insurance policy won’t cover you in Mexico. In this article, we’ll cover everything you need to know about buying car insurance for Rocky Point, Mexico.
What is Rocky Point?
Rocky Point, also known as Puerto Peñasco, is a popular beach town located on the Sea of Cortez in the northwestern corner of the Mexican state of Sonora. It’s a popular destination for tourists from Arizona and other nearby states, as it’s only a four-hour drive from Phoenix.
Why Do You Need Car Insurance for Rocky Point?
As we mentioned earlier, Mexican law requires all drivers to have liability insurance from a Mexican insurance company. Liability insurance covers damages to other people and their property if you’re at fault in an accident. If you don’t have liability insurance, you could be held personally responsible for any damages or injuries you cause.
What Does Mexico Car Insurance for Rocky Point Cover?
When you purchase car insurance for Rocky Point, you’ll typically have the option to choose from different levels of coverage. Basic liability coverage is the minimum required by law and covers damages to other people and their property. You can also choose to add collision and comprehensive coverage, which will cover damages to your own vehicle.
Where Can You Buy Car Insurance for Rocky Point?
You can purchase car insurance for Rocky Point from a variety of sources, including online insurance companies, Mexican insurance agencies, and at the border. It’s important to do your research and choose a reputable insurance provider with a strong financial rating and good customer reviews.
What Documents Do You Need to Purchase Car Insurance for Rocky Point?
When you purchase car insurance for Rocky Point, you’ll need to provide the following documents:
- Your driver’s license
- Your vehicle registration
- Your U.S. insurance policy (if you have one)
- Your credit card or cash for payment
How Much Does Car Insurance for Rocky Point Cost?
The cost of car insurance for Rocky Point will depend on a variety of factors, including the level of coverage you choose, the value of your vehicle, and your driving history. On average, you can expect to pay between $30 and $50 per day for car insurance in Mexico.
What Should You Do in the Event of an Accident?
If you’re involved in an accident in Rocky Point, it’s important to follow these steps:
- Call the police and report the accident
- Exchange insurance information with the other driver
- Take photos of the damage and the scene of the accident
- Call your insurance provider to report the accident
The Bottom Line
Car insurance for Rocky Point is a must-have if you’re planning to drive in Mexico. Make sure to purchase your insurance from a reputable provider and bring all the necessary documents with you. In the event of an accident, stay calm and follow the proper procedures to ensure that you’re protected.
