When renting a car, one of the most important things to consider is rental car insurance. Rental car insurance provides protection in the event of an accident, theft, or damage to the rented vehicle. In this article, we will discuss Mercury Insurance rental car coverage and what it offers to its customers.
What is Mercury Insurance?
Mercury Insurance is a California-based insurance company that offers a range of insurance products, including auto insurance, homeowners insurance, and business insurance. The company has been in business for over 50 years and has a reputation for providing quality insurance products at affordable prices.
What is Rental Car Coverage?
Rental car coverage is an insurance product that provides protection to drivers who rent vehicles. Rental car coverage can be purchased from an insurance company or from the rental car company itself. This coverage can provide protection against accidents, theft, and damage to the rented vehicle.
What Does Mercury Insurance Rental Car Coverage Include?
Mercury Insurance rental car coverage includes liability coverage, collision coverage, and comprehensive coverage. Liability coverage provides protection in the event that you are responsible for an accident while driving the rented vehicle. Collision coverage provides protection for damage to the rented vehicle in the event of an accident. Comprehensive coverage provides protection for theft, vandalism, and other non-collision events that may occur.
Mercury Insurance rental car coverage also includes coverage for loss of use and towing costs. Loss of use coverage provides reimbursement for the rental car company’s loss of income while the rented vehicle is being repaired. Towing coverage provides reimbursement for the cost of towing the rented vehicle to a repair shop.
How Much Does Mercury Insurance Rental Car Coverage Cost?
The cost of Mercury Insurance rental car coverage varies depending on a number of factors, including the type of vehicle being rented, the length of the rental period, and the driver’s history. However, the cost is generally affordable and can be added to your existing auto insurance policy.
How Do I Purchase Mercury Insurance Rental Car Coverage?
If you already have a Mercury Insurance policy, you can add rental car coverage to your policy by contacting your agent. If you do not have a Mercury Insurance policy, you can purchase rental car coverage directly from the company or from the rental car company.
What Should I Do if I am in an Accident While Driving a Rental Car?
If you are in an accident while driving a rental car, the first thing you should do is make sure that everyone involved is safe and call for medical assistance if necessary. You should also contact the rental car company and your insurance company as soon as possible.
When you contact your insurance company, be sure to provide them with all of the details of the accident, including the location, time, and date, as well as the names and contact information of any witnesses. Your insurance company will then work with the rental car company to determine the extent of the damage and the amount of coverage that is available.
Conclusion
Rental car insurance is an important consideration when renting a vehicle. Mercury Insurance rental car coverage provides protection against accidents, theft, and damage to the rented vehicle, as well as coverage for loss of use and towing costs. The cost of Mercury Insurance rental car coverage is generally affordable and can be added to your existing auto insurance policy. If you are in an accident while driving a rental car, be sure to contact the rental car company and your insurance company as soon as possible.