When it comes to car insurance, the type of vehicle you own can have a significant impact on your premiums. One of the factors that insurance companies consider is whether or not your car is classified as a sports car. So, is a Scion FRS considered a sports car for insurance purposes?
What is a sports car?
A sports car is typically a two-door, high-performance vehicle designed for speed, agility, and handling. These cars often have powerful engines, lightweight construction, and aerodynamic designs. Examples of sports cars include the Porsche 911, Chevrolet Corvette, and Mazda MX-5 Miata.
Is the Scion FRS a sports car?
The Scion FRS, also known as the Toyota GT86, is a two-door coupe that was first introduced in 2012. It was designed to be a lightweight, rear-wheel-drive sports car that offers excellent handling and driving dynamics. It has a 2.0-liter four-cylinder engine that produces 200 horsepower and 151 lb-ft of torque.
So, is the Scion FRS considered a sports car for insurance purposes? The answer is yes. Most insurance companies consider the Scion FRS a sports car because of its high-performance capabilities and sporty design. This means that you can expect to pay higher insurance premiums compared to other types of vehicles.
Why are sports cars more expensive to insure?
Sports cars are more expensive to insure than other types of vehicles for several reasons. First, they are more likely to be involved in accidents due to their high speeds and agility. Second, they are often targeted by thieves because of their high value. Finally, they are more expensive to repair or replace in the event of an accident.
How can you save money on insurance for a Scion FRS?
If you own a Scion FRS, there are several things you can do to save money on your insurance premiums. First, consider raising your deductible. This will lower your monthly premiums but will increase your out-of-pocket expenses in the event of an accident. Second, bundle your car insurance with other types of insurance, such as homeowners or renters insurance. This can lower your overall insurance costs.
Finally, make sure you have a clean driving record. Insurance companies reward safe drivers with lower premiums, so avoid accidents and traffic violations whenever possible.
Conclusion
The Scion FRS is considered a sports car for insurance purposes, which means that you can expect to pay higher premiums compared to other types of vehicles. However, there are ways to save money on your insurance costs, such as raising your deductible, bundling your insurance policies, and maintaining a clean driving record.
