As a Florida resident, you know how important it is to have car insurance. Not only is it required by law, but it also protects you and your vehicle in case of an accident. However, many people don’t realize that their car insurance also covers windshield replacement.
What is Windshield Replacement?
Windshield replacement is exactly what it sounds like – replacing your windshield. This can be necessary if your windshield is cracked, chipped, or damaged beyond repair. While small chips and cracks can sometimes be repaired, larger damage may require a full replacement.
Does Car Insurance Cover Windshield Replacement?
The good news is that many car insurance policies in Florida do cover windshield replacement. This means that you won’t have to pay out of pocket for the cost of a new windshield. However, it’s important to check with your specific insurance policy to see what is covered and what your deductible is.
What is a Deductible?
A deductible is the amount of money you have to pay out of pocket before your insurance coverage kicks in. For example, if your deductible is $500 and the cost of windshield replacement is $800, you would have to pay $500 and your insurance would cover the remaining $300.
How to Get Windshield Replacement through Your Car Insurance
If you need windshield replacement, the first step is to contact your car insurance company. They will be able to tell you what is covered and what your deductible is. From there, they will likely refer you to a specific windshield replacement company that they work with.
Choosing a Windshield Replacement Company
While your insurance company may refer you to a specific windshield replacement company, you still have the choice to choose your own. It’s important to do your research and choose a reputable company that uses high-quality materials and has good customer reviews.
Benefits of Using Your Car Insurance for Windshield Replacement
Using your car insurance for windshield replacement has several benefits. First, it can save you money since you won’t have to pay out of pocket for the cost of a new windshield. Second, it can be more convenient since your insurance company will likely refer you to a specific company and handle the payment process.
Conclusion
If you need windshield replacement, it’s important to check with your car insurance policy to see what is covered and what your deductible is. Using your car insurance for windshield replacement can save you money and be more convenient. Just be sure to choose a reputable company for the replacement.
