Car insurance is mandatory in Dubai, and the cost of premiums can be quite high. However, there are ways to find the cheapest third party car insurance in Dubai without sacrificing coverage.
What is third party car insurance?
Third party car insurance is the minimum legal requirement for car insurance in Dubai. It only covers damage caused to another person’s vehicle or property in the event of an accident for which you are at fault. It does not cover damage to your own vehicle or any injuries you may sustain in an accident.
Why choose third party car insurance?
Third party car insurance is the cheapest option for car insurance in Dubai. While comprehensive car insurance covers your own vehicle and any injuries you may sustain in an accident, it is significantly more expensive. If you have an older car or a car with a low resale value, third party car insurance may be the best option for you.
How to find the cheapest third party car insurance in Dubai?
There are several ways to find the cheapest third party car insurance in Dubai:
- Compare quotes from multiple insurance providers.
- Opt for a higher excess, which is the amount you pay out of pocket before your insurance kicks in.
- Consider a black box policy, which monitors your driving and adjusts your premiums accordingly.
- Choose a limited mileage policy, which only covers you for a certain number of miles per year.
What factors affect the cost of third party car insurance?
The cost of third party car insurance in Dubai is affected by several factors, including:
- The make and model of your car.
- Your driving history and age.
- The level of coverage you choose.
- Your location and where you park your car.
Conclusion
While third party car insurance may be the cheapest option for car insurance in Dubai, it is important to ensure that you have adequate coverage for your needs. By comparing quotes and considering factors like excess and mileage, you can find the best third party car insurance policy for your budget.
