Introduction
Car accidents can be a devastating experience, especially when you are not at fault. In Missouri, it is mandatory for all drivers to carry auto insurance. However, there are still many drivers on the road who do not have insurance. If you are involved in a car accident without insurance and you are not at fault, you may be wondering what your options are. This article will provide you with some guidance on what to do in this situation.
What To Do After A Car Accident
Regardless of whether you have insurance or not, there are some steps that you should take immediately after a car accident:
- Check for injuries and call 911 if necessary.
- Exchange contact and insurance information with the other driver.
- Take pictures of the accident scene and damage to both vehicles.
- File a police report.
If you are not at fault, it is important to gather as much evidence as possible to support your claim.
Filing A Claim With Your Insurance
If you have insurance, you should file a claim with your insurance company as soon as possible. Even if you are not at fault, your insurance company may be able to help you recover damages from the other driver’s insurance company. However, if you do not have insurance, this option is not available to you.
Filing A Claim With The Other Driver’s Insurance
If the other driver is at fault and has insurance, you can file a claim with their insurance company. However, if you do not have insurance, the insurance company may deny your claim or offer you a low settlement. In this case, you may need to hire a personal injury lawyer to help you pursue compensation.
Suing The Other Driver
If the other driver is at fault and does not have insurance, your only option may be to sue them in court. However, this can be a difficult and time-consuming process, and there is no guarantee that you will receive the compensation you deserve. You may want to consult with a personal injury lawyer to help you decide whether or not to pursue legal action.
Conclusion
Being involved in a car accident without insurance and not at fault can be a stressful and overwhelming experience. However, there are still options available to you. By taking the necessary steps after the accident and seeking the advice of a personal injury lawyer, you may be able to recover damages and get back on the road.
