If you run a business that requires the use of vehicles, it’s important to have commercial car insurance to protect your assets. AXA is one of the leading insurers in the industry, offering a range of policies to suit your needs. In this article, we’ll explore everything you need to know about AXA commercial car insurance.
What is AXA Commercial Car Insurance?
AXA is a multinational insurance company that provides coverage for businesses with vehicles. Their commercial car insurance policies are designed to protect your vehicles, your drivers, and your business from financial loss in the event of an accident, theft or other incidents.
With AXA commercial car insurance, you can choose from a range of coverage options to suit your needs. These include third-party liability, comprehensive coverage, and collision coverage.
Third-party liability insurance is the most basic form of coverage and is mandatory in most countries. It covers damages that you may cause to other vehicles, drivers or property in an accident.
Comprehensive coverage provides protection for your own vehicle against damage caused by accidents, theft, fire, and other incidents. Collision coverage, on the other hand, covers the cost of repairs or replacement if your vehicle is damaged in a collision with another vehicle or object.
Why Choose AXA Commercial Car Insurance?
There are many reasons why businesses choose AXA for their commercial car insurance needs. Here are just a few:
Expertise and Experience
AXA has been providing insurance services for over 200 years and has extensive experience in the commercial car insurance sector. They have a team of experts who can provide advice and guidance on the best policies for your business.
Flexible Coverage Options
AXA offers a range of coverage options to suit your needs, allowing you to customise your policy to fit your business requirements. Their policies are also flexible, so you can add or remove coverage as your business grows or changes.
24/7 Claims Service
AXA provides a 24/7 claims service, so you can report a claim at any time of the day or night. They also aim to process claims quickly and efficiently, so you can get back to running your business as soon as possible.
What Does AXA Commercial Car Insurance Cover?
AXA commercial car insurance provides coverage for a range of incidents, including:
Accidents
If your vehicle is involved in an accident, AXA will cover the cost of repairs or replacement if it is damaged. They will also cover any medical expenses or other costs associated with the accident.
Theft and Vandalism
If your vehicle is stolen or vandalised, AXA will cover the cost of repairs or replacement.
Fire and Natural Disasters
If your vehicle is damaged by fire or other natural disasters, AXA will cover the cost of repairs or replacement.
Third-Party Liability
If you cause damage to another vehicle, driver or property, AXA will cover the cost of damages and any associated legal costs.
How Much Does AXA Commercial Car Insurance Cost?
The cost of AXA commercial car insurance will depend on a range of factors, including:
Your Business
The type of business you run and the number of vehicles you have will affect the cost of your policy.
Your Vehicles
The make, model, and age of your vehicles will also affect the cost of your policy. Newer, more expensive vehicles will cost more to insure than older, less expensive vehicles.
Your Drivers
The age, driving record, and experience of your drivers will also affect the cost of your policy. Drivers with clean records and more experience will generally have lower premiums.
How to Get a Quote for AXA Commercial Car Insurance
If you’re interested in getting a quote for AXA commercial car insurance, you can visit their website or contact them directly. They will ask you a range of questions about your business and vehicles to provide you with a personalised quote.
Conclusion
AXA commercial car insurance is a great choice for businesses that require coverage for their vehicles. With a range of coverage options, flexible policies, and 24/7 claims service, AXA can provide the protection your business needs. If you’re interested in getting a quote, visit their website or contact them directly.
