Introduction
Classic cars are more than just vehicles. They are priceless pieces of history, and their value can only appreciate with time. It’s no wonder that car collectors take great pride in their vehicles and would do anything to protect them. One of the best ways to protect your classic car is to get insurance coverage from a reputable provider like American Modern. In this article, we’ll review American Modern classic car insurance and why it’s a great choice for car collectors.
What is American Modern?
Founded in 1965, American Modern is a specialty insurance provider that offers coverage for classic cars, boats, motorcycles, and other collector vehicles. The company has a long history of providing excellent coverage at affordable rates, making it a popular choice among car collectors.
Coverage Options
American Modern offers a range of coverage options for classic cars, including liability, collision, and comprehensive coverage. You can also get coverage for spare parts, auto tools, and travel expenses if your car breaks down on the road. Additionally, the company offers agreed value coverage, which means you and the insurer agree on the value of your car before you sign up for coverage. This ensures that you get the full value of your car if it’s damaged or stolen.
Customer Service
American Modern is known for its excellent customer service. The company has a team of experienced agents who are available to answer your questions and help you choose the right coverage for your needs. Additionally, the company has a user-friendly website that makes it easy to manage your policy online. You can file a claim, pay your bill, and even request a quote online.
Discounts
American Modern offers several discounts that can help you save money on your premium. For example, you can get a discount if you have multiple vehicles insured with the company. You can also get a discount if you have a good driving record or if your car is equipped with certain safety features. Additionally, the company offers a discount if you pay your premium in full upfront.
Pros and Cons
Like any insurance provider, American Modern has its pros and cons. Here are some of the things to consider:
Pros:
- Excellent coverage options
- Agreed value coverage
- Discounts available
- Excellent customer service
Cons:
- Not available in all states
- Some customers have reported long wait times for claims
- Some customers have reported issues with the claims process
Conclusion
If you’re a car collector looking for excellent coverage for your classic car, American Modern is definitely an insurance provider to consider. With a range of coverage options, excellent customer service, and discounts available, American Modern is a great choice for car collectors who want to protect their investment. Just be sure to read the policy carefully and understand the terms and conditions before signing up for coverage.
