If you have an au pair living with you, you may need to add them to your car insurance policy. This is because they will likely be driving your car to transport your children around. In this article, we will discuss how to add an au pair to your car insurance policy and what you need to know to ensure that you are properly covered.
Who is an Au Pair?
An au pair is typically a young person who travels to a foreign country to live with a host family and provide childcare services in exchange for room, board, and a small stipend. Au pairs are often from other countries and are looking to improve their language skills and gain cultural experiences.
Why Do You Need to Add Your Au Pair to Your Car Insurance Policy?
If your au pair will be driving your car to transport your children, it’s important to add them to your car insurance policy. This will ensure that they are covered in the event of an accident and that you are not held liable for any damages or injuries that may occur.
How to Add Your Au Pair to Your Car Insurance Policy
Adding your au pair to your car insurance policy is a fairly simple process. You will need to contact your insurance company and let them know that you have an au pair living with you who will be driving your car. They will then add your au pair to your policy as a driver.
What You Need to Know About Adding an Au Pair to Your Car Insurance Policy
When adding an au pair to your car insurance policy, there are a few things that you need to keep in mind:
- Your au pair will need to have a valid driver’s license.
- Your au pair will need to be listed on your car insurance policy as a driver.
- Your car insurance premium may increase with the addition of a new driver.
- You should make sure that your au pair is familiar with your car and its operation before allowing them to drive it.
- You should also make sure that your au pair is aware of your car insurance coverage and what to do in the event of an accident.
What Happens if Your Au Pair Gets Into an Accident?
If your au pair gets into an accident while driving your car, your car insurance policy should cover the damages and injuries that result. However, you should be aware that your insurance rates may go up as a result of the accident.
Conclusion
Adding your au pair to your car insurance policy is an important step to take if they will be driving your car to transport your children. By doing so, you can ensure that everyone is properly covered in the event of an accident. Just make sure that your au pair is familiar with your car and your insurance coverage before allowing them to drive it.
